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Winston salem foreclosed homes free#

Assistance covering other housing-related costs such as homeowner’s insurance, flood insurance, mortgage insurance, homeowner’s association dues/fees or delinquent property taxes to prevent foreclosure.

Assistance for mortgage reinstatement to catch up on late payments (first and second mortgages) or other housing-related costs due to a period of forbearance, delinquency or default.

Housing payment assistance for primary residence in North Carolina (for example, single-family home, townhome, condo or mobile home).

This program is being supported, in whole or in part, by federal award number HAF0019 awarded to the State of North Carolina by the US Department of the Treasury.įor qualified homeowners, the fund offers: The NC Homeowner Assistance Fund is being administered by the NC Housing Finance Agency using $273 million that was allocated to North Carolina under the American Rescue Plan to prevent mortgage delinquencies, defaults, displacements, and foreclosures for homeowners experiencing financial difficulties due to the coronavirus pandemic.

Learn more about the Housing Stability Counseling Program. The Agency is one of 131 recipients who received funding to help consumers with foreclosure and eviction prevention and access to federal, state and local relief programs. The Housing Stability Hounseling Program, designed by NeighborWorks America, is a national program that aims to help nonprofits and agencies provide direct housing counseling services to individuals and families facing housing instability such as eviction, foreclosure and homelessness. Reach out to the Agency call center at 1-88 to be connected to a housing counselor. Services are provided by participating HUD-approved housing counseling agencies statewide.

Winston salem foreclosed homes free#

Housing counselors can also work with servicers on your behalf and refer you to free legal services if your income is low. Social Media Disclaimer and Community Guidelinesįree counseling, regardless of what stage of the foreclosure process you find yourself in, is available through the State Home Foreclosure Prevention Project, administered by the North Carolina Housing Finance Agency.Notice of Public Hearing | Request for Comment.